Everything listed under: Education

  • The New DOL Fiduciary Rule - Who's on Your Side?

    Friday, June 9th, quietly marked an historic day in the financial services world. Moving forward, all financial advisors are required to forego any sales agenda and give advice that will benefit their clients—or, if they decide otherwise, to explain how and why they intend to give advice that instead primarily benefits themselves and their brokerage company. This new rule only pertains to rollovers from a qualified plan like a 401(k) into an IRA, and to the investment recommendations for t...  Read More...

  • Grads, Dads, Moms, Babies and Brides...tis the Season!

    Spring and early summer are filled with many opportunities for celebrations and are popular times for a variety of planned transitions in our lives.Among the customary transitions, May and early June mark a milestone for many students as they move forward to a new stage of life. In our April article, we talked about education costs. Now let’s move on to the good part…Graduation!Most of us at this time of year have or know an upcoming graduate.   Read More...

  • Education Funding - There's More to the (Authentic) Discussion Than Meets the Eye

    Chances are, you or someone you know is saving for college, has a student applying to college, is in college, or is paying student loans from college. Some of us get to check off more than one of those items!  We hope this article provides some perspective on this significant and complex part of most of our financial lives.   Read More...

  • Attention Residents, Fellows and Attendings - A Primer on Student Loan Repayment

    IBR, PSLF, PAYE, REPAY, Loan Consolidation, Federal Loans, Private Loans, Rates and Tax Deductibility -  this is a complicated but important conversation.   On top of that, the rules are changing as are the lenders by offering new financing configurations.  And, of course, the right answer for you is specific to your circumstances. In residency or upon graduation, you have a lot of moving parts as you navigate your career.  For many medical professionals, student lo...  Read More...

  • A Quick Look at the Presidential Candidates’ Tax Proposals

    As summer winds down and we head in to the final stretch of the 2016 presidential election, including the first one-on-one debate on September 26th, we thought we might provide some “facts-only” information regarding the candidates’ tax proposals. Though tax policies haven't received top billing in this year's presidential election dialogue, they are still part of the conversation. We all understand that promises and reality may not be conforming, however, what follows is at least what has been ...  Read More...

  • What's New in Higher Education

    May will once again adorn us with flowers, weddings and graduations. One could make a compelling case in either direction whether marriage or higher education were more expensive! In sticking to the education topic, however, we thought we’d share a few facts and considerations if you or someone in your life is in the midst or will be investing in higher education.   Read More...

  • Top 10 Tips for Grads (and The Rest of Us)

    At Pauley Financial, our Principals are 20+ (in some cases 30+) years removed from graduation from college, but as we think about some of the more valuable lessons learned, understanding the time value of money stands out as one of the most useful. We have often said that this concept and other sound financial principles should be required to be taught at the high school level. Unfortunately, in most instances, they are not.Accordingly, we thought the timing was right to focus the following thou...  Read More...