Everything listed under: Case Studies

  • Case Study: Independent, Professional Woman Seeking Second Opinion

    Setting: Our client has been career focused since college. She set her sights on a leadership position within a software company, and has been working steadily to achieve that goal. Fortunately, she has made good decisions over time and has built a solid investment base as her career has progressed.   Read More...

  • Case Study: Divorced and Managing the Transition

    Setting: No one ever anticipates getting divorced, and our client was not an exception. She came to us once her divorce was nearly final. Understandably, she had many questions and areas of concern.   Read More...

  • Case Study: Original Owner of Healthcare Technology Company IPOs - Managing a Windfall

    Setting: Newly-married couple in their early 30’s originally met and worked in New York before moving to Austin where she joined a privately-held, healthcare technology company. She found the work to be both high energy and highly demanding. While the compensation was generous, they knew they wanted to build a home, start a family, and achieve financial freedom at an early age.   Read More...

  • Case Study: OB/GYN Practice Weighing Strategic Options and Decides Not to Sell

    Setting: Our client is a young OB/GYN physician that is one of three partners in a practice in Texas. In this increasingly regulated and challenging Affordable Care Act environment, he contemplated merging his practice with one of two large hospital groups, or another similar sized practice. We had only recently begun to on-board this client when he presented us with this “life happens” consideration, but we prioritized our on-boarding process to  move quickly in analyzing how this might im...  Read More...

  • Case Study: Orthopedic Surgeon Builds Practice, Weighs Strategic Options

    Setting: We first met this orthopedic surgeon when he was a newly minted graduate from his residency program, and we have been partnering with him on his life journey ever since (5 years). He comes from a large low-to-middle class family with a lot of siblings, which perhaps explains his attention to detail and propensity to save. Unlike most of our physician/surgeon clients who have seen the increasingly complex regulatory environment erode their income and take away their autonomy, this client...  Read More...

  • Case Study: A New Resident Gets Started on the Right Foot

    Setting: Our client and her fiancé sought our help about six months after they each began the residency phase of their education. They had made it through the first two rigorous phases with a modest student loan amount ($180K). They were used to living lean, but admittedly had some pent-up spending desires as they watched their non-medical student peers begin to buy homes and nice cars.   Read More...

  • Case Study: Thinking of Getting Married? Maintaining Your Financial Independence

    Setting: Our client came to us in her late twenties as a newly engaged young woman. She had a built a comfortable investment base for her age, was enjoying success in her career, and had managed her finances to date with the help of a robo-advisor. She correctly assessed that her financial planning opportunities were about to get more complex as she looked ahead to marriage and children.   Read More...

  • Case Study: An Oral Surgeon Sells Practice to Younger Surgeon; Lessons Learned as Non-Compete Invoked

    Setting: Unfortunately, we were engaged after the sale of this oral surgeon’s practice and it became a” lesson learned” in the importance of engaging objective resources before consummating such an important transaction. Being a trusting soul and not wanting to incur a number of transaction costs, the selling doctor trusted that the purchasing doctor would be true to his word about retaining him over the subsequent, three-year period. When a disagreement about terms caused friction, the purchas...  Read More...

  • Case Study: Cardiology Group Accepts Buyout Offer from Corporate Aggregator

    Setting: Our client is a mid- career Cardiologist that was a member and mid-level owner of a group practice in Texas. His group became the target of a corporate, practice aggregator (aided by the senior members of the group). Upon learning the terms, he presented the “deal” to us, (the option that was presented to his group practice), to help him evaluate the impact on the financial freedom plan we’d developed and that we were already implementing.   Read More...

  • Case Study: Software Company Takes on Strategic Investor - Planning for Liquidity Events

    Setting: Our involvement with this partial sale (~$40 million) of a software company began by building a defined contribution plan which improved their company’s talent recruitment and provided a tax optimized investment opportunity for both the business owners and employees. The positive result of these efforts resulted in the owners seeking personal finance integration and business planning as they contemplated a partial liquidity event by taking on a strategic investor. How Did We Help? As t...  Read More...

  • Case Study: Widowed and Learning the Ropes

    Setting: Assisting a client through the loss of a loved one and the follow-on difficult transition.   How Did We Help? Client and her husband had been working with us for a few years. We had gone through the initial planning process, implemented their investment plan and were working together to monitor progress on goal achievement. The husband passed away suddenly.   Read More...

  • Case Study: All in the Family - Inter-generational Planning for Oil and Gas Legacy

    Setting: We were approached by a family seeking help to build an inter-generational plan given the substantial monthly oil royalty proceeds from their property in Texas. We partnered with their estate planning attorney and helped them engage an experienced tax firm as we analyzed their new-found wealth. How Did We Help?   Read More...