Everything listed under: Women and Finance

  • New Fiduciary Ruling - A Better Standard

      An important ruling passed on April 8th, 2016 by the Department of Labor should be considered a major win for investors everywhere. http://www.dol.gov/ebsa/regs/conflictsofinterest.html In a nutshell, many advisors and investment managers currently adhere to what is referred to as a “suitability” rule meaning that their advice has to be considered suitable for a client, however, it is not required that the advice be in the client’s best interest. This new ruling moves the investment world...  Read More...

  • Case Study: Independent, Professional Woman Seeking Second Opinion

    Setting: Our client has been career focused since college. She set her sights on a leadership position within a software company, and has been working steadily to achieve that goal. Fortunately, she has made good decisions over time and has built a solid investment base as her career has progressed.   Read More...

  • Case Study: Divorced and Managing the Transition

    Setting: No one ever anticipates getting divorced, and our client was not an exception. She came to us once her divorce was nearly final. Understandably, she had many questions and areas of concern.   Read More...

  • Case Study: Thinking of Getting Married? Maintaining Your Financial Independence

    Setting: Our client came to us in her late twenties as a newly engaged young woman. She had a built a comfortable investment base for her age, was enjoying success in her career, and had managed her finances to date with the help of a robo-advisor. She correctly assessed that her financial planning opportunities were about to get more complex as she looked ahead to marriage and children.   Read More...

  • Case Study: Widowed and Learning the Ropes

    Setting: Assisting a client through the loss of a loved one and the follow-on difficult transition.   How Did We Help? Client and her husband had been working with us for a few years. We had gone through the initial planning process, implemented their investment plan and were working together to monitor progress on goal achievement. The husband passed away suddenly.   Read More...

  • Don't Let These Excuses be a Reason to Not Plan

    I'm too busy to plan Perhaps you're so wrapped up in balancing your responsibilities that you haven't given retirement planning much thought. That's understandable, but if you don't put retirement planning at the top of your to-do list, you risk shortchanging yourself later on. Staying focused on your goal of saving for a comfortable retirement is difficult, but if you put yourself first it will really pay off in the end.   Read More...

  • Kiplinger Interviews Our Own - Blended Family Finances

    Second marriages have all the challenges of first marriages with a few more piled on top.  Step-parenting, "fair vs equal" discussions regarding his kids, her kids, our kids and money, sometimes "crazy" ex-spouses...these are formidable challenges.  The good news?  Theoretically, we are a little wiser the second time around. Money will undoubtedly be a topic that all married couples will need to grapple with.  The sooner you do (and the process may be evolution...  Read More...

  • A Retirement Income Roadmap for Women

    More women are working and taking charge of their own retirement planning than ever before. What does retirement mean to you? Do you dream of traveling?   Read More...

  • Independent Women - A Concise List of Reminders

    Women and Money - Taking Charge of your Financial Future If you are like many women, most activities get performed under the "mulit-tasking" umbrella.  In this age of partial attention, at-a-glance bullet points are the often the fastest and most comprehensible way to receive key bits of information.  To that end, a few simple reminders follow to help you stay on track financially.  Reasons for Optimism Women represent almost half the workforce The percentage of household income e...  Read More...

  • Moving Forward Financially Afer the Loss of a Spouse

    The loss of a spouse can be a devastating, life-changing event. Due to longer life expectancies, women are more likely to face this situation. According to the U.S.   Read More...

  • Women and Retirement Income

    Women face special challenges when planning for retirement. Because their careers are often interrupted to care for children or elderly parents, women may spend less time in the workforce and earn less money than men in the same age group. As a result, their retirement plan balances, Social Security benefits, and pension benefits are often lower.   Read More...